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Single source of truth · v10.2

Canonical Parameters

Every parameter, name, and architectural decision in the New American Accord. Locked April 24, 2026 — prior documents (DNA v17, v19, v20, v21) are superseded and held only as architectural-exploration archives.

Companion source: NAA_Fiscal_Projection_v10.xlsx (workbook). When a value here disagrees with the workbook, the workbook wins.

NAA Canonical Parameters — v10.2 (in progress)

LOCK NOTE. Architectural parameters are v10.2 (current canon as of April 30, 2026) — adds Universal Child Allowance 3-year phase-in, Institutional Investment Excise added to Ch 9 Wealth, Distributed Healthcare canonicalized in user copy. The childcare mandate covers ages 0-5 including the Pre-K window; there is no separate federal Universal Pre-K program. Fiscal scoring rerun against v10.2 inputs on April 30, 2026 — /scoring and /scoring/detail now reflect v10.2 calibrations (UCA phase-in wired, Distributed Healthcare 4-6 year capacity-gated rollout, Institutional Investment Excise recalibrated to canon, Dignity Floor anchored to canon). Prior documents — DNA v19, v20, v21 drafts — are superseded. They remain on file as architectural-exploration archives only; values from any of them must not be cited as current canon.

Purpose. Single source of truth for every parameter, component name, and architectural decision in the New American Accord. Every website surface, API route, AI prompt, admin table, and document references this file or the fiscal workbook it points to. No hardcoding of values that exist here.

Versioning rule. Any parameter, engine name, governor name, or program value not tagged v10 or higher is not canonical and must not be trusted. Legacy v9, v9.1x, or DNA v19 values are historical artifacts; they have been superseded.

Companion canonical source. NAA_Fiscal_Projection_v10.xlsx. When a value in this document and the workbook disagree, the workbook wins — but report the discrepancy for resolution.

Document status. This document supersedes:

  • All patch notes v9.1a, v9.1b, v9.1c, v9.1d
  • naa_fiscal_engine_calibration_patch.md
  • naa_fiscal_projection_integration_guide.md
  • naa_claudecode_handoff_v91.md
  • All prior website consistency reports
  • All prior framing directives except naa_v10_consolidated_claude_code_directive.md (which this supplements)
  • DNA v19, v20, v21 drafts (architectural exploration; not adopted)

Part 1 — Fiscal parameters

1.1 Core tax instruments

ParameterCanonical valueSourceNotes
payroll tax baseline28.0%workbook row 16Uncapped; applies to all compensation
payroll tax employee share10.5%workbook row 17Deductible from AGI
payroll tax employer share17.5%workbook row 18
payroll tax corridor minimum26.5%workbook row 94Floor when Debt Sunset triggers down
payroll tax corridor maximum29.0%workbook row 96Ceiling when Debt Sunset triggers up
payroll tax governor step0.25ppworkbook row 95Coupled with top rate
Top income tax rate55%v1013-bracket progressive structure
Top rate corridor minimum53.5%workbook row 98Coupled with payroll tax
Top rate corridor maximum56.0%workbook row 100Coupled with payroll tax
Top rate governor step0.25ppworkbook row 99Coupled with payroll tax
VAT standard rate10%v10No exemptions; Pre-bate offsets
VAT luxury rate15%v10On purchases above $100K
VAT Pre-bate~$290/adult/monthv10Universal; no means test
Carbon fee start$80/tonv10CO2-equivalent
Carbon fee annual escalator+$30/yearv10.1Revised from $36/year. Automatic; no vote required
Carbon fee cap$680/tonv10Statutory ceiling
Energy Stipend rebate cap$160/tonv10Frozen at $160/ton × remaining emissions
Estate tax top rate67%v10At >$200M
Estate Tax Prepayment Plan threshold (individual)$10,000,000workbook row 64
Estate Tax Prepayment Plan threshold (married if equal)$20,000,000workbook row 65
Disclosure window — Year 1 (months 1-12)0.8% LIFETIMEv10.4 (2026-05-15)Voluntary disclosure of hard-to-discover assets (paintings, self-custody crypto, off-shore accounts — see CFG.wealth.disclosure.eligibleCategories). The 0.8% rate persists for the rest of the holder's life on those specific disclosed assets. No back tax, no penalties — the favorable invitation rate. Ineligible categories (registered securities, US real estate, EIN-businesses) do NOT qualify; they enter the standard schedule from Year 1.
Disclosure window — Year 2 (months 13-24)1.0% in disclosure year, then standardv10.2Plus retrospective back tax (with applicable interest). No penalties. Asset rolls into standard graduated schedule after disclosure year (NOT lifetime).
Disclosure window — Year 3 (months 25-36)applicable ratev10.2Standard graduated bracket rates plus back tax. Penalty-avoidance window — no penalties.
Disclosure window — Year 4+ (post-window) / undisclosed-and-discoveredapplicable rate + back tax + penalties + interestv10.2Standard rates plus back tax plus applicable penalties plus compounded interest. HEIR LIABILITY: undisclosed assets accrue interest and penalties to the heir as well as to the holder's estate when discovered. Penalty magnitudes set by Treasury enforcement schedule, not specified in canon.
Estate reach2 generations, in rem + estatev10.2An undeclared asset bequeathed remains bound to the estate it came from. Discovery within two heir generations brings the estate's distributions back into scope for reconciliation. Recovery capped at the heir's total inheritance from the same estate; personal property and inheritance from other estates are unaffected. Magnitudes set by Treasury enforcement schedule.
Financial Transaction Tax (Financial Transactions Tax) base0.1%v10In Speculation Brake corridor 0.1-0.25%
Institutional investment excise — formulaone-third of lower of (2yr, 5yr) trailing real S&P 500 return, floored at zerov10.1Self-calibrating annual rate on tax-exempt institutions
Institutional investment excise — long-run avg rate~1.4%v10.1Matches historical Sec 4968 endowment excise
Institutional investment excise — deduction per filing entity$5,000,000v10.1Matches individual estate-prepayment threshold
Institutional investment excise — operating-reserve safe harbor24 months of operating expensesv10.1Cash held as prudent reserves excluded from taxable base
Institutional investment excise — revenue (normal markets)$35-42B/yrv10.1Counter-cyclical; zero in crash years
Charitable deduction cap$10,000/yearv10Individual

1.2 Benefit instruments

ParameterCanonical valueSourceNotes
Universal Child Allowance base rate, first child$600/monthv10Universal; no means test; base × age × locale = paid amount
Universal Child Allowance base rate, second child$300/monthv10Base × age × locale
Universal Child Allowance base rate, each additional$200/monthv10Base × age × locale
Universal Child Allowance age curve, ages 0–31.333×v10.3 (2026-05-12)4 years; first-child paid amount ≈ $800/mo at locale 1.00
Universal Child Allowance age curve, ages 4–71.000×v10.34 years; first-child paid amount ≈ $600/mo at locale 1.00
Universal Child Allowance age curve, ages 8–170.87×v10.310 years; first-child paid amount ≈ $520/mo at locale 1.00. Curve is revenue-neutral across 0–17 (weighted 18.03 yrs vs raw 18 yrs)
Universal Child Allowance locale indexBEA RPP, capped [0.85, 1.25]v10.2Personal-consumption RPP; child-cost adjustment
Universal Child Allowance phase-in — Year 150% multiplierv10.2Applied to base × age × locale
Universal Child Allowance phase-in — Year 275% multiplierv10.2
Universal Child Allowance phase-in — Year 3+100% multiplierv10.2Full deployment
Universal Child Allowance aggregate fiscal impact (full deployment)$250-300B/yrv10.2Envelope preserved across the v10.3 age-curve revision
The Childcare Plan (Social Stack component, v10.2; full definitions in CFG.CHILDCARE / CHILDCARE_PHASES)
Childcare Plan — operating split50/25/25 (Accord/employer-or-host/family)v10.2Statutory mandatory spending; flows automatically with enrollment, not annually appropriated
Childcare Plan — capital total$43.5–69B (one-time)v10.2$15K/seat planning avg (NY DOE bounds $10K–$16,667; PWBM $21K/preschooler). 100% federal General Fund (debt-retirement savings; not ring-fenced)
Childcare Plan — operating at maturity$38.4–61B/yrv10.22.9–4.6M new slots × $13,254/child/yr. Accord 50% = $19.2–30.5B/yr; employer 25% = $9.6–15.3B/yr; family 25% (largely covered by UCA) = $9.6–15.3B/yr
Childcare Plan — supply target10.8M → ~15M slots by Year 10v10.2Closes the BPC 4.2M-child gap
Childcare Plan — employer mandate trigger50+ workers AND 30%+ nonstandard hoursv10.2Conjunctive — both conditions required. Satisfied via on-site care, network contract, or pool payment.
Childcare Plan — tiersBasic (public-eligible) / Concierge (100% family pay)v10.2Basic at set regional rate per age group. Concierge may cross-subsidize extended hours.
Childcare Plan — supply channels(1) Federal anchor sites at VA/DoD/USPS/GSA (38 USC 7809); (2) private leased centers in deserts; (3) FFN caregivers via navigators (MN 142D.24)v10.2Mixed delivery
Childcare Plan — phases0 Setup / 1 Unsubsidized anchors / 2 Desert grants + thin match / 3 Ramp to full share / 4 Maturityv10.210-year build; capital $4.5B/yr in Phase 1; operating ramps from 10% to 50% Accord match in Phase 3
COMPASS shortage indicators (11) — structural gap + pressure gap pair, county-level, quarterly NSB; full definitions in CFG.compass.shortageIndicators
COMPASS shortage indicators (11) — structural gap + pressure gap pair, county-level, quarterly NSB; full definitions in CFG.compass.shortageIndicators
Childcare supplystructural: slots per 100 children under 5 (desert <33 [CONFIRM]) / pressure: waitlist days infants & toddlers (critical >90 [CONFIRM])v10.2Demographic Continuity primary, Productive Capacity cross. Triggers v10.2 Childcare Plan: regional-pool 50/25/25 match (Accord/employer-or-host/family) + federal anchor sites (38 USC 7809) + private centers in deserts + FFN navigators (MN 142D.24). UCA covers family 25%. Sources: BPC, CAP, Child Care Aware. See CFG.CHILDCARE.
Maternity-care desertstructural: counties without OB/GYN within 60 min / pressure: travel time to OB deliveryv10.2Flourishing primary, Demographic Continuity cross. Triggers VHA expansion + hospital-takeover + telehealth. Sources: March of Dimes, HRSA HPSA-OB.
Trauma-access desertstructural: counties without Level I/II trauma within 60 min / pressure: EMS-to-trauma transport timev10.2Flourishing primary, Defense Capability cross. Triggers hospital-takeover + capacity-payment. Sources: ACS, HRSA.
Primary-care HPSAstructural: HRSA HPSA-PC score / pressure: wait for routine appointmentv10.2Flourishing primary, Productive Capacity cross. Triggers VHA expansion + telehealth + Skills Wallet. Source: HRSA (~7,400 HPSAs covering 100M+).
Mental-health HPSAstructural: HRSA HPSA-MH score / pressure: wait for first appointment with prescribing clinicianv10.2Flourishing primary, Productive Capacity cross. Triggers AHQB safe-harbor + telehealth + Skills Wallet. Source: HRSA (~6,500 HPSAs covering 169M).
Broadband-access desertstructural: % households without 25/3 Mbps / pressure: actual median download speedv10.2Productive Capacity primary, Civic Life cross. Triggers Infrastructure Decay Fund — broadband line. Sources: FCC BDC, USDA RUS.
Transit-job-accessstructural: % zero-vehicle households / pressure: jobs reachable by transit within 30 minv10.2Productive Capacity primary, Civic Life cross. Triggers Infrastructure Decay Fund — transit. Sources: U Minnesota Access Across America, APTA, FTA.
Food-access desertstructural: % tract population in USDA-defined low-access area / pressure: distance to full-service groceryv10.2Civic Life primary, Flourishing cross. Triggers Post Office 2.0 storefront + Community Investment hub siting. Source: USDA ERS Food Access Research Atlas (~17M in low-access).
Affordable-housing gapstructural: cost-burdened renters >30% income / pressure: months on housing-assistance waitlistv10.2Civic Life primary, Demographic Continuity cross. Triggers Housing federal cost-share for affordable construction. Source: HUD AHS, CHAS.
Lead service line concentrationstructural: % homes with lead service lines / pressure: lead-action exceedances per yearv10.2Ecological Solvency primary, Flourishing cross. Triggers Infrastructure Decay Fund — water systems. Sources: EPA LCRR (~9M LSLs), SDWIS.
Local-news desertstructural: counties without daily/weekly newspaper or local newsroom / pressure: news-content production hours per capitav10.2Credibility primary, Civic Life cross. Triggers CPB-administered nonprofit newsroom grants + AI content stipends + 2:1 matched investigative funding. Sources: Northwestern Local News Initiative, UNC Hussman (~200 desert counties + ~1,500 effectively deserts).
Baby Bond birth deposit$1,000v9.1b
Baby Bond annual accrual$1,000/year × 18 yearsv9.1bNo appreciation assumed
Baby Bond vest at 18$19,000v9.1bUnrestricted cash
Baby Bond vesting schedule25% at 18, 19, 20, 21v9.1bOption C, funded from GF
Skills Wallet annual accrual$1,000/yearv9.1cPer person from birth/naturalization
Skills Wallet lifetime cap$20,000v9.1cReduced from $40K
Skills Wallet forfeit age55v9.1cUse-or-lose
Dignity Floor (SS 2.0)$1,150/monthv1030-year contributors; reduced from $1,500
SS 2.0 Bend point 1 rate90%v10AIME ≤ $1,174 (unchanged)
SS 2.0 Bend point 2 rate28%v10AIME $1,174–$3,500 (from 32%)
SS 2.0 Bend point 3 rate22%v10AIME $3,500–$7,078 (from 32%)
SS 2.0 Bend point 4 rate10%v10AIME $7,078–$10,000 (new tier)
SS 2.0 Bend point 5 rate5%v10AIME above $10,000 (from 15%)
SS 2.0 wage cap (contribution)$168,600v10Indexed; for benefit calc
SS 2.0 payroll tax carve-out16%v108% employee + 8% employer on capped wages

1.3 Structural fiscal anchors

ParameterCanonical valueSourceNotes
Central Distributed Healthcare basis$5,900Bworkbook row 89v10 honest midpoint
Conservative Distributed Healthcare basis$6,250Bworkbook row 88
Optimistic Distributed Healthcare basis$5,550Bworkbook row 90Target
Net revenue at maturity~$14.24Tworkbook
Central Year-10 deployable+$0.79TworkbookPost-Distributed Healthcare basis correction
Conservative Year-10 deployable−$0.63Tworkbook
Optimistic Year-10 deployable+$3.17Tworkbook
Central external debt 2039$46.7Tworkbook
Central debt retirement year~2079workbookGovernor-assisted; Year 50 counting from 2030 = Year 1
Debt retirement architectural guaranteewithin 50 yearsv10.1Via Debt Sunset governor; 2030–2079
Community Rails federal total$165Bv9.1a23-partner operator network
Bottleneck Programs envelope$8.4B/year at maturityv9.1c7 programs via FWDB
Transition borrowing~$4–5T cumulativev9Years 1-5
Structural surplus emergesYear 5–6v10

1.4 Immigration and workforce

ParameterCanonical valueSourceNotes
Parity Wedge immigration target1.75M/yearv10At maturity (Year 5+)
Parity Wedge phase-in250K / 500K / 1.0M / 1.5M / 1.75Mv10Years 1-5
Parity Wedge destinationDomestic hosting communitiesv10.3 (2026-05-12)Entire wedge routed domestically; supersedes prior 50/25/25 split
Parity Wedge apportionmentCOMPASS-weightedv10.3NSB / Treasury rule-making against the COMPASS shortage-indicator suite; no fixed federal percentages
Refugee + asylum-seeker healthcareDistributed Healthcarev10.3Federal universal floor; no hypothecated wedge slice
Parity Wedge administrationabsorbedv10No separate 3% admin cut
Wedge schedule100% Year 1 → 10% Year 9v9

Part 2 — Component names (public-facing)

2.1 Nine engines

Canonical engine roster with public-facing names:

#EnginePublic nameDomain
1Lifecycle revenueRevenue CaptureComprehensive withholding + Wealth-as-estate-prepayment + Close escape valves
2Universal healthcareDistributed HealthcareFour-tier universal coverage
3Life-cycle benefitsSocial StackUCA, Baby Bonds, Childcare, Skills Wallet, Education, SS 2.0, FedCard
4Labor market balanceWorkforce AugmentationParity Wedge + STEM Talent Capture + COMPASS workforce
5Place-based investmentCivic Response NetworkCivic Life, Community Investment, Housing, PBS, Local News, Post Office 2.0
6Harm pricingExternality LimiterClimate, Climate Adaptation Trust, Grid, Price externalities
7Democratic institutionsDemocracy HardeningReforms, Safeguards
8International alignmentAlliance IncentiveGlobal Scorecard
9Value retentionCivilization PremiumInfrastructure, Trauma Access, Pandemic Prep, Resilience

v10.2 numbering (2026-05-01): Social Stack moved from old position 9 to Engine 3. All other engines from old position 3 onward advance by one. Engine 9 renamed from Residency Premium to Civilization Premium, emphasizing the value-of-living-in-America framing rather than the prepayment instrument. v10.4 instrument-name update (2026-05-15): the prepayment mechanism itself, formerly "Residency Premium," is now the Estate Tax Prepayment Plan — an annual installment of the estate tax owed at death, not a wealth tax in the Pollock sense. See [/estate-prepayment](/estate-prepayment) for the full contrastive framing.

Social Stack scope (Engine 3): Universal Child Allowance, Baby Bonds, universal childcare access guarantee (ages 0–5, covers the Pre-K window — no separate federal Pre-K program), Skills Wallet, Education with AARA readiness assessment, Social Security 2.0, Dignity Floor. Life-cycle universal benefits, delivered via FedCard.

Workforce Augmentation scope (Engine 4, narrowed in v10): Parity Wedge immigration, Research/STEM talent capture (Genius-Track Visa), Bottleneck Workforce Programs administered by FWDB, COMPASS workforce indicators. Skills Wallet and Education moved to Engine 3 in v10.2 as universal lifecycle benefits.

Civic Response Network sub-organization (engine 5): Internal sections cover Self (individual wellbeing, tract-level poverty response), Family (family support where local supply is short), and Places (infrastructure, civic fabric, broadband, local institutions). Triggered by Census Tract Sensor data; responses flow to tracts automatically.

2.2 Six macrogovernors

Canonical macrogovernor roster (v10):

#GovernorTriggerActionCorridorData source
1Productivity TurboReal GDP 0.7pp below 10-yr trendSkills Wallet 2×; 20% business capital creditSkills 1×–2×; credit 0–20%National Statistics Board GDP
2Speculation BrakeHousing or equity surge (National Statistics Board-defined)Financial Transactions Tax → 0.25%; Federal Housing Standards Board LTV to 60% non-primaryFinancial Transactions Tax 0.1–0.25%; LTV 60–100%National Statistics Board asset indices
3Input ShieldEnergy price +15% in quarterCarbon escalator pause 1yr; Stipend +25%Pause 0–1yr; stipend 1×–1.25×EIA energy
4Healthcare Cost BrakeDistributed Healthcare > 16.8% GDPAmerican Healthcare Quality Board fee clawback 2% (only)Clawback 0–2%CMS/American Healthcare Quality Board
5Financial StabilityInterbank +200bp for 3 daysFinancial Stability and Disbursement Board auto secured lending from ReserveMax 20% of ReserveFed Funds
6Debt Sunset (v10)Year N+4 projected deployable < $0Coupled payroll tax + top rate adjustmentpayroll tax 26.5–29.0%; top rate 53.5–56.0%Treasury projection

Debt Sunset's distinctive role. Five governors are reactive (fire on specific shock signals). Debt Sunset is proactive — responds to forward-looking fiscal trajectory to preserve the 50-year debt retirement guarantee (2030 Year 1 through 2079 Year 50). Debt Sunset is cause-agnostic: it responds to projected fiscal drift regardless of source (Distributed Healthcare overrun beyond HCB clawback, productivity shortfall beyond Productivity Turbo, demographic drag, revenue underperformance, or any combination).

All six can fire simultaneously. Simultaneous firing is intentional architecture. When multiple distress signals align, compound response is warranted.

Retired from v10 canon (never were canonical in v10 despite appearing in some older surfaces):

  • Debt Governor → never canonical; any reference should be removed
  • Immigration Volume Governor → never canonical; immigration volume is a statutory band managed by DHS, not a macrogovernor
  • Wealth Levy Governor → never canonical; the Estate Tax Prepayment Plan is a fixed progressive schedule, not corridor-adjusted
  • Solvency Governor → retired in v9.1a; replaced functionally by Debt Sunset in v10
  • Horizon (name) → renamed to Debt Sunset Governor for branding clarity, 2026-05-15

2.3 Architecture layer (non-engine)

ComponentPublic nameFunction
SensorsCensus Tract SensorsMeasurement; feeds Civic Response Network
Digital deliveryFedCardUniversal payment/benefits rail in every wallet
Physical deliveryPost Office 2.031,000 locations; services through USPS network
Automatic adjustmentSix MacrogovernorsPer Part 2.2 above
Standards-settingNational Statistics Board (National Statistics Bureau)Data authority for all governor triggers
Healthcare oversightAmerican Healthcare Quality Board (Automated Healthcare Quality Board)Fee schedules; Healthcare Cost Brake operator
Financial system oversightFinancial Stability and Disbursement Board (Financial Stability Distribution Board)Emergency lending; Financial Stability operator
Workforce developmentFWDB (Federal Workforce Development Board)Bottleneck Programs administration

2.4 Retired concepts (must not appear anywhere)

  • Civic Corps — retired; functions absorbed into Civic Response Network
  • Separate journalism grant program — retired; routed through PBS/public media
  • Postal banking — retired; FedCard provides the universal payment rail
  • Postal worker interns — hallucination; retire all references
  • "Five expert boards" with Solvency as 6th governor — retired
  • Community Services Board (CSB) as standalone contracting entity — superseded
  • "23 partner nonprofit networks" as standalone architecture — superseded

2.5 Ring-fenced trusts

TrustFunctionStatus under v10
SS TrustHistorical SS trust fundDraws down on CBO LTBO 2025 schedule (combined OASDI exhaustion 2034); the Accord does not change the schedule. Permanently closed at exhaustion; SS 2.0 benefits then flow from GF. The Accord prevents the ~23% post-exhaustion benefit cut FICA-alone would force
Climate Adaptation TrustFunded by 100% of carbon revenue above $160/ton rebate cap (no GF share) + all MARL revenueActive. Peaks ~$20T by 2065; intergenerational reserve disbursed by the Expert Panel on Climate Resilience across the ~200-year arc of climate impacts — accumulates during decarbonization, drawn down to fund infrastructure mitigation as physical-climate damage materializes. One-time-chance framing: declining carbon use means revenue tapers as decarbonization succeeds. NOT perpetual; principal is intended to be spent over the 200-year horizon. NOT a fixed $100B/year appropriation
Financial Stability Reserve (FSR)Target $500B reached by ~2045Held as contingent too-big-to-fail bank capital

Part 3 — Governance rule for "what counts as canonical"

3.1 Trust hierarchy

When values disagree across sources, trust in this order:

1. NAA_Fiscal_Projection_v10.xlsx (the workbook) — authoritative for all fiscal values 2. This document (canonical parameters, v10.1) — authoritative for names, architecture, taxonomy, non-fiscal values 3. Public website pages — derived; must reference (1) and (2), not hardcode 4. AI system prompts, API routes, admin tables — derived; must reference (1) and (2), not hardcode 5. DNA text chapters — descriptive; must be consistent with (1) and (2) 6. Historical patch notes (v9.x, DNA v17/v19/v20/v21) — archival only; not trusted for current values

3.2 Version tagging rule

Any parameter, engine name, governor name, or program value not tagged v10 or higher is not canonical. Legacy v9, v9.1a through v9.1d, and DNA v17/v19/v20/v21 values are historical artifacts. They have been superseded.

3.3 Hardcoding rule

Derived surfaces must not hardcode canonical values. Every public page, API route, AI prompt, and admin table that displays or uses a canonical parameter must:

  • Import from a shared configuration file that itself derives from this document, OR
  • Reference this document in comments with the specific parameter name

3.4 Stale content removal rule

When stale content is found (values from pre-v10 versions, retired concepts, hallucinated programs):

  • Delete, don't mark deprecated.
  • Exception: in DNA text, historical references may be preserved if contextualized.

Part 4 — Change log

DateEventCanonical impact
2026-04-20v9 baselinepayroll tax 27%, Universal Child Allowance 600/400/300, Skills Wallet $40K, Dignity Floor $1,500
2026-04-20v9.1a patch25-yr capacity stretch; Solvency Governor retired
2026-04-20v9.1b patchBaby Bonds Option C; Skills Wallet scope = credentialing
2026-04-21v9.1c patchSkills Wallet cap $40K → $20K; 7 Bottleneck Programs
2026-04-21v10 canonicalSS 2.0 + Debt Sunset + Distributed Healthcare basis correction + utility state framing
2026-04-24v10.1This document; Social Stack as 9th engine; macrogovernor roster confirmed at 6
2026-04-25v10.1 patchCarbon escalator $36 → $30 confirmed; debt-retirement guarantee restored to 50 years (2030 Year 1 → 2079 Year 50)

Companion sources: `NAA_Fiscal_Projection_v10.xlsx` (workbook) and `naa_dna_v10.docx` (DNA prose).

Last updated: April 24, 2026 (v10.1 lock).

How to use this page. Every other surface on this site — calculators, scoring, methodology, Blueprint chapters, AI prompts — derives from this document. If you find a number on the site that doesn't match the canon here, it's stale. Report it via the contact page and it'll be fixed at the next canonical refresh.